Choa Chu Kang EC Launch :: Eligibility Guide

HDB Eligibility Guide for the Wandervale Choa Chu Kang EC

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As the Wandervale is an executive condominium, you must meet HDB’s eligibility criteria (listed below) to purchase a unit at this Choa Chu Kang EC. If you would like help to check your eligibility, please email us via the Contact Form.

Source: HDB web site (www.hdb.gov.sg)

Citizenship
  • Main applicant must be Singapore Citizen
  • Your application must include at least another Singapore Citizen or Permanent Resident

Age
  • All applicants must be at least 21 years old when applying for this Choa Chu Kang EC
  • If applying under the Joint Singles Scheme, both must be at least 35 years old

Family Nucleus

Applicants must comprise a family nucleus under one of the schemes listed here:

  • Public Scheme
    You (the applicant) and;
    * Your spouse, and children (if any)
    * Your parents, and siblings (if any)
    * Your children under your legal custody (if you are divorced or widowed)
  • Fiance/Fiancee Scheme
    You (the applicant) and your fiance/fiancee
  • Orphan Scheme
    You (the applicant) and;
    * Your unmarried sisters/brothers, or
    * Another unrelated single orphan
  • Joint Singles Scheme
    You (the applicant) and another single person

Income Ceiling
  • Your total monthly household income must not exceed SGD$14,000

 

Special Requirement for Undischarged Bankrupts

Undischarged bankrupts must seek the Official Assignee (OA)’s consent to apply for the Wandervale EC. However, they do not need to seek the OA’s approval to be included as an occupier.
 

Ownership of Private Property

You, your spouse, and any occupiers & their spouses in this application, must not own or have disposed of, or have any part or share in any private flat, house, building or land (including overseas property).
* Within 30 months before the date of application, and
* Between the application date and date of taking possession of this new Choa Chu Kang EC.
 

Owners/Ex-owners of HDB flats / DBSS flats / EC units

Each Singaporean household is allowed to buy the following housing types only twice:
* a direct flat from HDB;
* a resale flat with the CPF Housing Grant (only applicable to 1st timers);
* a DBSS flat from a developer;
* an Executive Condominium from a developer.

If you’ve already bought 2 such units, you cannot apply for, or be listed as an essential occupier in an application to buy a unit at the Wandervale EC launch.
 

Definition of 1st timer Applicants

You and any essential family members listed in your application for the new Choa Chu Kang EC launch, have NEVER:
* Bought a direct flat from HDB, or a DBSS flat or Executive Condo from developer
* Sold a flat bought directly from HDB, or DBSS flat or EC bought from developer
* Received the CPF Housing Grant for the purchase of an HDB resale flat
* Enjoyed other forms of housing subsidy (eg. SERS, privatisation of HUDC estate, etc)

70% of units will be set aside for first-timers during the initial period of the Wandervale EC launch.
 

Definition of 2nd timer Applicants

You or the essential family members in your application have owned/sold or are currently owners of:
* Any HDB flat that was bought direct from HDB, or
* Any resale flat that was bought under the CPF Housing Grant Scheme, or
* A DBSS flat or an EC bought from the developer, or
* Have enjoyed other forms of housing subsidy (eg. SERS, privatisation of HUDC estate etc.)

2nd timers buying Wandervale EC are required to pay a Resale Levy. For details on the resale levy, see this page (opens in new window).
 

Existing Owner or Ex-Owner Of

* Flat bought directly from HDB
* DBSS flat bought from a developer
* Resale flat bought under the CPF Housing Grant Scheme

If you belong to any of the above categories, you may apply to buy a Wandervale EC unit on condition that a 5-year period (excluding any period of subletting the whole flat) has lapsed from the #date of taking possession of the previous flat to date of application for this new Choa Chu Kang EC.

# The date of taking possession refers to following dates:
* Date of key collection, for flats bought directly from HDB
* Date of resale completion, for resale flats bought from open market with CPF Housing Grant
* Date of transfer at market value of flats bought with a CPF Housing Grant
* Date of key collection for EC/DBSS flats bought from a developer
 

Ex-owners of an Executive Condominium

Are you, your spouse or any of the essential occupiers listed in the application an ex-owner of an EC unit bought directly from a developer? If so, you would need to wait at least 5 years from the date of taking possession of the earlier EC before applying for this Choa Chu Kang EC.

30-Month Period
In addition, you need to wait out a 30-month period from the effective date of disposal (i.e., date of legal completion of the sale of your Executive Condominium, evidenced by the Notice of Transfer or such other documentary evidence as HDB may require) of that EC, before you can apply to buy a unit at this Choa Chu Kang EC launch.
 

Essential Occupiers

Any person applying to buy the Wandervale EC or be listed as an occupier must not currently be listed as an essential occupier of:
* An existing HDB flat bought direct from HDB,
* A DBSS flat bought under the CPF Housing Grant Scheme, or,
* A resale flat bought under the CPF Housing Grant Scheme

However, you may be eligible if you have stayed in the existing flat for at least 5 years from the #date of taking possession of the existing flat to the date of application for this new Choa Chu Kang EC.
 

Cancellation of Application After Booking a Flat

If you booked a new HDB flat and subsequently cancel your booking, you will have to wait out a 1-year period from the date of the cancellation before you can apply or be listed as an essential occupier for this Choa Chu Kang EC application.
 

Divorcees

Within 3 years from the date of a divorce, only one party in the divorce can own one of the following housing units:

  • Flat bought direct from HDB
  • DBSS flat / EC bought direct from a private developer
  • Resale flat bought from open market under the CPF Housing Grant Scheme

If there is an existing matrimonial home which is one of the above, and that home is retained by your ex-spouse, you may apply to buy or be listed as an essential occupier in the Wandervale EC only after 3 years your date of divorce.

However, this 3-year wait out period will not apply if you are buying this new Choa Chu Kang EC with your parents or a new spouse.

If there is no matrimonial home or the matrimonial home was bought from the open market without any CPF Housing Grant, you may apply at this Choa Chu Kang EC launch after you obtain your ex-spouse’s consent not to own or be listed as an essential occupier in any of the above housing types within the 3-year period from the date of divorce.

The requirement for ex-spouse’s consent is waived if you are buying this new Choa Chu Kang EC with your parents or a new spouse or if you are buying a resale flat from the open market without the CPF Housing Grant.

The requirement to seek your ex-spouse’s consent during the 3-year period from the date of divorce is also waived if you meet the following conditions:

  • All your children are below 18 years old at the date of divorce; and
  • You have the legal custody of all your children and are also the only parent with the care and control of all your children

 

Person Who Has Bought an EC/DBSS Flat with CPF Housing Grant

A person who bought an EC or DBSS flat with CPF Housing Grant but terminated the Sale & Purchase Agreement may apply to buy a unit at this new Choa Chu Kang EC launch.

However, this is allowed on the condition that a 5-year period has lapsed from the termination date of the Sale & Purchase Agreement of their earlier EC or DBSS flat purchase, to the date of application for this Choa Chu Kang EC.

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Source: HDB Website

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